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By law, the Central Bank of Kenya is the only institution in the country that can issue currency. To successfully accomplish this mandate, the Central Bank ensures that it procures adequate and secure currency for distribution to meet the country’s needs.

Currency Design and Counterfeit Deterrence

The Bank designs its currencies with stakeholder engagements forming a critical part of the process. These engagements result in identifying concepts that depict the country and will be used in the currencies to be issued. On finalisation of the designs, the Bank procures its currencies in compliance with the Public Procurement Act.

In the currency design process, Kenya’s currency adopts internationally recognised security features that make it difficult to counterfeit. These features also make it easier for the general public to identify counterfeit currency.

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Currency Operations

Commercial banks regularly make deposits of bank notes and coins to their accounts in the Central Bank, where they are processed and sorted. The Central Bank maintains specialised machines that are used to process banknotes and coins, and those that are fit for circulation are set aside for re-distribution.

In its role of issuing currency, the Central Bank must also ensure that currency is distributed throughout the country. To accomplish this, the Central Bank has Branches in Mombasa, Kisumu and Eldoret and Currency Centres in Nyeri, Nakuru and Meru. These Branches and Currency Centres form a key focal point for currency distribution to the local financial institutions.

Damaged Currency

Currency is considered damaged or unfit when it is mutilated, torn or marked with ink. It is typically removed from circulation when it is brought into the Central Bank, through deposits from commercial banks, and sorted out from fit currency. However, members of the general public who find damaged currency can also bring it to commercial banks or to the Central Bank offices and have it replaced, on condition that the following requirements are met:

They have not been deliberately mutilated
The currency must be genuine
The currency must be more than half and continuous
The banknote should bear at least one complete serial number

Commemorative Currency

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The Central Bank issues commemorative currency to mark national or Central Bank occasions and anniversaries. These currencies are availed for sale at the Bank when in stock.

To purchase commemorative coins, please download the Commemorative Coin Order Form here and contact the Central Bank head office at comms@centralbank.go.ke or your nearest Central Bank Branch or Currency Centre.

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